@book{18554,
	author = {Dorfman, Mark S.,},
	title = {Introduction to risk management and insurance /},
	publisher = {Pearson/Prentice Hall,},
	year = {c2008.},
	address = {Upper Saddle River, N.J. :},
	edition = {9th ed.},
	url = {http://www.loc.gov/catdir/toc/ecip0713/2007009301.html}
}